About Us

We are a risk management and collateral management company. Our solutions have helped our clients save millions of cedis through the prevention of financial losses. We are currently working with financial institutions and developmental agencies to manage risks associated with project financing and issuing of bonds and guarantees.

Financial Institutions

Our clients in the following sectors; insurance, banking, commodity traders, project management and development financial institutions (DFIs).
Any organization that finances projects, supplies, oil marketing companies and cocoa purchases needs our solutions.
Our solutions offer disbursement control for commodity purchases, payments, real-time monitoring and reporting.
Financial institutions that used our solutions have reduced their risk of losses by as much as 95%.

Licensed Buying Companies

LBCs are licensed organisations in Ghana that purchase cocoa beans for the Ghana government for export. The buying activity is usually financed by the government through its regulator, COCOBOD, bank financing and self-financing.
The industry has long suffered financial losses due to theft, robbery and fraud among others. Sometimes robberies have led to loss of lives.
The payment side of the platform has eliminated that risk as money is now directly paid to the farmer or the purchasing clerk, the first line officer who interacts with the farmer to buy beans.
The benefit to LBC is operational efficiency and the prevention of financial losses.

Services

Our services are geared towards alleviating the financial losses of our clients.

Digital Risk Management solutions

Risk Management Support & Advisory

Collateral Management

How We Do It

Risk Analysis

We expertly analyse the risks in our clients' value chain and provide the most effective risk control solutions for them.

Digital Soloutions

We deploy digital solutions together with manual operations to optimise our results.

Contract Monitoring

We monitor contract executions to the satisfaction of stakeholders.

We monitor;

Cocoa purchases and delivery.
Oil - tax guarantees and stakeholder agreements.
Supplies.
Port clearance.
Infrastructural developments.
Building construction projects.

Our Portfolio

The Optis Platform

This platform is our digital antidote to risks associated with financing projects and supplies contracts.
The OPTIS-Ag version is purposefully built to manage risks associated with agricultural value chain financing.

CocoaAsempa Software

The CocoaAsempa Software is a digital platform for purchasing cocoa, making online payments, doing real-time monitoring of cocoa deliveries and producing real-time reports.

Testimonials

Richard Danso

Banker

Due to the delicate state of Ghanaian currency, it is essential to have mechanisms in place to prevent losses and improve productivity. TBM has helped us to gain maximum profits from our investments.

Sarah Adjei

Building Contractor

TBM has provided expert assistance in obtaining funding for our building projects. The losses that we used to make are a thing of the past now.

Gina Baiden

Store Owner

The profits I used to make after working tirelessly were very appalling. TBM has helped me to gain the best funding and investment solutions to maximize my profits and grow my business.

Aba Smith

Cocoa Farmer

The tools and materials have grown more expensive as the years have gone by, this has made working conditions difficult. TBM has provided funding solutions as well as investment solutions to grow the business and make life easier for me and my family.

Our Clients

Frequently Asked Questions

All the important questions the customers frequently ask are answered here.

  • 10 Examination Drive, North-Ridge, Accra, Ghana.

  • No, we currently have only one branch.

  • We offer affordable quotes based on your needs. Contact us and let's discuss.

  • We do not offer loans, but we offer financial advisory services which will enable you obtain capital for your business.